Monthly Budget Template Spreadsheet – Personal Finances

Latest Update: January 18, 2026 – Monthly, Weekly & Bi-Weekly Budget Spreadsheet | Digital Download

Take control of your money in 2026 with this Excel Budget Planner Spreadsheet designed to make budgeting simple, organized, and stress-free. Perfect for beginners and experienced budgeters alike, this easy-to-use financial planner helps you track income, expenses, bills, debt, and savings—all in one place.

Whether you budget monthly, weekly, biweekly, or by paycheck, this flexible Excel spreadsheet adapts to your lifestyle and financial goals. Start your 2026 financial journey with confidence and clarity.

✅ Why You’ll Love This 2026 Budget Planner

Keep your budget on track and reduce overspending

Easily track income, expenses, bills, debt, and savings

Automatic calculations and spending charts for clear insights

Custom expense categories to fit your lifestyle

Works with any currency: $, €, £, ¥, ₹, ₣, ₱, kr‎ & more

Duplicate sheets for new weeks, months, or pay periods

Includes a step-by-step guide and example budget

📊 Features Included

• Income, Bills, Debt, Savings & Investments tables
• Expected vs Actual spending comparison
• Cash Flow Summary
• Amount Left to Spend tracker
• Expense & spending breakdown charts
• Budget period selector (monthly, weekly, biweekly)
• Custom currency option
• Expense tracker
• Fully customizable categories
• Automated formulas
• Checkboxes for paid bills & debt payments
• How-to-Use tutorial
• Can be used as a monthly, weekly, or biweekly budget planner